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Terms & Conditions

Specific Information on Investment Risks

  • Although information contained herein is from sources believed to be reliable, Investment Compass makes no representation or warranty regarding the accuracy of any information. Any reproduction, disclosure or dissemination of these materials is prohibited
  • The products/funds/shares discussed on this website are suitable for UK sophisticated retail and professional investors who have a good understanding of the underlying market and product characteristics. It is important that you appreciate at the outset that you could lose all of your invested capital when investing in investment products. You should be satisfied that they are suitable for you in the light of your circumstances and financial position. If in any doubt, please consult an appropriately qualified financial advisor. We recommend that retail investors seek independent professional advice prior to investing.
  • Many of the products discussed within this website are not suitable for everyone. Investors' capital is at risk. You should not deal in these products unless you understand their nature and the extent of their exposure to risk. The value of the product can go down as well as up and can be subject to volatility due to a range of factors which include price changes in the underlying instrument and interest rates.
  • This disclaimer cannot disclose all the risks and other significant aspects of investment products
  • PLEASE NOTE - We recommend that you consult an appropriately qualified financial advisor prior to considering any investment in a product described on this website.
  • Nothing in this website constitutes advice on the merits of buying, or selling a particular investment or exercising any right conferred by the discussion of any investment product or fund.
  • This site is intended for investors’ resident in the United Kingdom. It is not provided to any person who is a resident of any other country.

THIRD PARTY NOTICE

  • Any third-party advertising, information and referral buttons containing hyperlinks are not recommendations or endorsements by Investment Compass or its respective directors, affiliates or employees. The user is referred to the relevant third party for all relevant information, including complete information on that entity's investment adviser or dealer licensing status (if applicable).

  • All reasonable care has been taken by Investment Compass to ensure that all statements of fact and opinion contained in the materials provided by a third party are fair, clear and not misleading. Nevertheless, Investment Compass makes no representation or warranty regarding the accuracy of any third party information and is not responsible for third party content in any way.

Accuracy and reliability of information

The information in this website is, to Investment Compass’ knowledge, reliable and accurate but this cannot be guaranteed. The views of Investment Compass reflected in this website may change without notice. Figures included in this website take no account of personal tax liability.
 

By clicking "I Agree" to the Terms of this website and accessing the information on the website, you shall be deemed to have represented to us that you are not a U.S. person and that you are not located in the United States of America, its territories and possessions, and any State of the United States of America and that you are authorised to receive the information to and on this website.

 

 

TERMS AND CONDITIONS

 

BACKGROUND:

 

This agreement applies as between you, the User of this Website and Investment Compass, the owner(s) of this Website.  Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the Website. If you do not agree to be bound by these terms and conditions, you should stop using the Website immediately.

 

 

1.

In this Agreement the following terms shall have the following meanings: 

 

“Article”

means a news article on this Website;

“Comment”

means a comment posted on an Article by a User;

Content

means any Articles, text, graphics, images, audio, video, software, data compilations and any other form of information capable of being stored in a computer that appears on or forms part of this Website;

Investment Compass

means Investment Compass;

Service

means collectively any online facilities, tools, services or information that Investment Compass makes available through the Website either now or in the future;

System

means any online communications infrastructure that Investment Compass makes available through the Website either now or in the future;

“User” / “Users”

means any third party that accesses the Website and is not employed by Investment Compass and acting in the course of their employment; and

“Website”

means the website that you are currently using (www.investmentcompass.co.uk) and any sub-domains of this site (e.g. subdomain.www.investmentcompass.co.uk) unless expressly excluded by their own terms and conditions.

 

2.

2.1           Subject to the exceptions in Clause 3 of these Terms and Conditions, all Content included on the Website including, but not limited to, text, graphics, logos, icons, images, sound clips, video clips, data compilations, page layout, underlying code and software is the property of Investment Compass, or our affiliates.  By continuing to use the Website you acknowledge that such material is protected by applicable United Kingdom and International intellectual property and other laws.

2.2           You may print, reproduce, copy, distribute, store or in any other fashion re-use Content from the Website as specified in Clause 4 of these Terms and Conditions and for personal or educational purposes only unless otherwise indicated on the Website or unless given express written permission to do so by Investment Compass.  Specifically you agree that:

2.2.1       You will not systematically copy Content from the Website with a view to creating or compiling any form of comprehensive collection, compilation, directory or database unless given express written permission to do so by Investment Compass.

  1. Third Party Intellectual Property

3.1           The Intellectual Property Rights subsisting in Comments belong to the Users who posted those Comments unless it is expressly stated otherwise.

3.2           Where expressly indicated, certain Content and the Intellectual Property Rights subsisting therein belongs to other parties.

3.3           The Content described in this Clause 3, unless expressly stated to be so, is not covered by any permission granted by Clause 2 of these Terms and Conditions to use Content from the Website.  The exceptions in Clause 4 continue to apply.

4.

Material from the Website may be re-used without written permission where any of the exceptions detailed in Chapter III of the Copyright Designs and Patents Act 1988 apply.

5.

This Website may contain links to other websites.  Unless expressly stated, these sites are not under the control of Investment Compass or that of our affiliates.  We assume no responsibility for the content of such Websites and disclaim liability for any and all forms of loss or damage arising out of the use of them.  The inclusion of a link to another site on this Website does not imply any endorsement of the sites themselves or of those in control of them.

6.

6.1           Those wishing to place a link to this Website on other sites may place a link to the home page of the site www.investmentcompass.co.uk or to specific Articles either manually or using the sharing tools provided without prior permission.

6.2           Deep linking (i.e. links to specific pages within the site) to any page on the site which is not the home page or an Article requires the express permission of Investment Compass.  To find out more please contact us by email at marketing@wateringholemedia.co.uk.

7.

7.1           When posting a Comment on an Article you should do so in accordance with the following rules:

7.1.1       you must not use obscene or vulgar language;

7.1.2       your Comment may not contain Content that is unlawful or otherwise objectionable.  This includes, but is not limited to, Content that is abusive, threatening, harassing, defamatory, ageist, sexist or racist;

7.1.3       your Comment may not contain Content that is intended to promote or incite violence;

7.1.4       your Comment should be honest and fair, should not make any unsubstantiated or unsupportable claims, and should not unreasonably criticise other Comments or Users;

7.1.5       Comments must be made using the English language(s).  Content in any other language may be removed at our sole discretion;

7.1.6       your Comment may not infringe the intellectual property rights of any third party including, but not limited to, copyright and trade marks;

7.1.7       you must not post links to other Websites containing any of the above types of Content;

7.1.8       the means by which you identify yourself must not violate these Terms and Conditions or any applicable laws;

7.1.9       you must not impersonate other people or businesses;

7.1.10    you must not submit material that may contain viruses or any other software or instructions that may damage or disrupt other software, computer hardware or communications networks; and

7.1.11    you must not use our System for unauthorised mass-communication such as “spam” or “junk mail”.

7.2           Investment Compass does not screen or pre-approve any Comments posted to the website, however on notification from Users we may examine Comments and such Comments may be edited and/or removed from the Website.

7.3           Investment Compass may edit your Comment to comply with the provisions of sub-Clause 7.1 without prior consultation.  In cases of severe breaches of the provisions of sub-Clause 7.1, your Comment may be removed and your Account may be suspended or terminated.  You will not be informed in writing of the reasons for any such alterations or removals.

7.4           In order to post a Comment, you are required to submit certain personal details.  By continuing to use this Website you represent and warrant that:

7.4.1       any information you submit is accurate and truthful; and

7.4.2       you will keep this information accurate and up-to-date.

7.5           By posting a Comment you warrant and represent that you are the author of that Comment or that you have acquired all of the appropriate rights and / or permissions to post it.  Investment Compass accepts no responsibility or liability for any infringement of third party rights by such Comments or Content.

7.6           Investment Compass will not be liable in any way or under any circumstances for any loss or damage that you may incur as a result of such Comments, nor for any errors or omissions therein.  Use of and reliance upon Comments is entirely at your own risk.

7.7           Nothing in these Terms and Conditions shall grant Investment Compass any rights in or to any trade marks or any other intellectual property rights contained within your Comment or any part of it save for the right to display the same on the Website as part of your Comment until you or Investment Compass choose to remove that Comment.

7.8           You acknowledge that Investment Compass may retain copies of any and all communications, information, Content and Comments sent to us or submitted to the Website.

 

8.

8.1           Certain pages on this Website display third party advertising.  Investment Compass has neither control over, nor involvement in, any third party advertising or the products and/or services featured therein.

8.2           Unless it is expressly stated (for reasons including, but not limited to, sponsorship), no advertising shall be taken as an endorsement by Investment Compass of the products, services or any party associated therewith featured in advertising.

8.3           Where any advertising utilises cookies or similar technological means to gather data, it shall be governed by our Privacy Policy

9.

9.1           Use of the Website is also governed by our Privacy Policy which is incorporated into these terms and conditions by this reference. 

9.2           The Website places the following cookies onto your computer or device.  These cookies are used for the purposes described herein.  Full details of the cookies used by the Website and your legal rights with respect to them are included in our Privacy Policy.  By accepting these terms and conditions, you are giving consent to Investment Compass to place cookies on your computer or device.  Please read the information contained in the Privacy Policy prior to acceptance.

9.3           If you wish to opt-out of our placing cookies onto your computer or device, please adjust your internet browser's settings to restrict cookies as detailed in your internet browser's help menu.  You may also wish to delete cookies which have already been placed.  For instructions on how to do this, please consult your internet browser’s help menu.

10.

10.1        Investment Compass makes no warranty or representation that the Website or the Articles therein will meet your requirements, that they will be of satisfactory quality, that they will be fit for a particular purpose, that they will not infringe the rights of third parties, that they will be compatible with all systems, or that they will be secure.

10.2        The opinions expressed in Articles are those of their authors and do not represent the opinions of Investment Compass.

10.3        Save for the screening and approval of Comments, Investment Compass has neither control over, nor involvement in, any Comments and accepts no responsibility for any actions taken by any Users.

10.4        The opinions expressed in Comments are those of the authors of those Comments and do not represent the opinions of Investment Compass.

10.5        Whilst every reasonable endeavour has been made to ensure that all information provided on this Website will be accurate and up to date, Investment Compass makes no warranty or representation that this is the case.  We make no guarantee of any specific results from the use of our services.

10.6        No part of this Website is intended to constitute advice and the Content of this Website should not be relied upon when making any decisions or taking any action of any kind.

10.7        Investment Compass makes no representation or warranty that any part of this Website is suitable for use in commercial situations or that it constitutes accurate data and / or advice on which business decisions can be based.

10.8        Whilst every effort has been made to ensure that all descriptions of services available from Investment Compass correspond to the actual services available, Investment Compass is not responsible for any variations from these descriptions.

10.9        Whilst Investment Compass uses reasonable endeavours to ensure that the Website is secure and free of errors, viruses and other malware, all Users are advised to take responsibility for their own security, that of their personal details and their computers.

11.

11.1        The Service is provided “as is” and on an “as available” basis.  We give no warranty that the Service will be free of defects and / or faults.  To the maximum extent permitted by the law we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality.

11.2        Investment Compass accepts no liability for any disruption or non-availability of the Website resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, power failure, natural events, acts of war or legal restrictions and censorship.

11.3        Investment Compass reserves the right to alter, suspend or discontinue any part (or the whole of) the Website including, but not limited to, the products and/or services available.  These Terms and Conditions shall continue to apply to any modified version of the Website unless it is expressly stated otherwise.

12.

12.1        To the maximum extent permitted by law, Investment Compass accepts no liability for any direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special or exemplary damages arising from the use of the Website or any information contained therein. Users should be aware that they use the Website and its Content at their own risk.

12.2        Nothing in these terms and conditions excludes or restricts Investment Compass’s liability for death or personal injury resulting from any negligence or fraud on the part of Investment Compass.

12.3        Whilst every effort has been made to ensure that these terms and conditions adhere strictly with the relevant provisions of the Unfair Contract Terms Act 1977, in the event that any of these terms are found to be unlawful, invalid or otherwise unenforceable, that term is to be deemed severed from these terms and conditions and shall not affect the validity and enforceability of the remaining terms and conditions.  This term shall apply only within jurisdictions where a particular term is illegal.

13.

In the event that any party to these Terms and Conditions fails to exercise any right or remedy contained herein, this shall not be construed as a waiver of that right or remedy.

14.

In the event of any conflict between these Terms and Conditions and any prior versions thereof, the provisions of these Terms and Conditions shall prevail unless it is expressly stated otherwise.

15.

Nothing in these Terms and Conditions shall confer any rights upon any third party.  The agreement created by these Terms and Conditions is between you and Investment Compass.

16.

16.1        All notices / communications shall be given to us either by post to our Premises (see address above) or by email to marketing@wateringholemedia.co.uk.  Such notice will be deemed received 3 days after posting if sent by first class post, the day of sending if the email is received in full on a business day and on the next business day if the email is sent on a weekend or public holiday.

16.2        Investment Compass may from time to time send you information about our products and/or services.  If you do not wish to receive such information, please click on the 'Unsubscribe' link in any email which you receive from us..

17.

These terms and conditions and the relationship between you and Investment Compass shall be governed by and construed in accordance with the Law of England and Wales and Investment Compass and you agree to submit to the exclusive jurisdiction of the Courts of England and Wales.

 

FORUMS / COMMUNITY website disclaimer

 

·                Investment Compass / www.investmentcompass.co.uk makes no warranty or representation that this website will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will not infringe the rights of third parties, that it will be compatible with all computer systems, that it will be secure and that all information provided will be accurate. We make no guarantee of any specific results from the use of this website.

·                Investment Compass / www.investmentcompass.co.uk is not responsible for any material created or submitted by users of this website.  No material created by users is endorsed or otherwise supported by Investment Compass / www.investmentcompass.co.uk.  Investment Compass / www.investmentcompass.co.uk assumes no responsibility for any offence, loss or other harm resulting from material created or submitted by users.

·                No part of this website is intended to constitute advice and the content of this website should not be relied upon when making any decisions or taking any action of any kind.

·                Whilst every effort has been made to ensure that all descriptions of services available from Investment Compass / www.investmentcompass.co.uk correspond to the actual services available, Investment Compass / www.investmentcompass.co.uk is not responsible for any variations from these descriptions.